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NEW BABY ON THE WAY? HERE ARE 3 THINGS EVERY PARENT SHOULD CONSIDER

November 07, 2019
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Is there anything more precious than finding out that you’re carrying new life? At Date Night Ideas, we know all too well that pregnancy is one of the most special times in any couple’s lives. From setting up the nursery, to announcing the baby bump, there is a whole string of heart-warming moments that unfold along the way. However, becoming a parent is also a huge responsibility. Here are three important things every parent should consider when those two pink lines show up on the pregnancy test:   

HOW WILL MATERNITY LEAVE WORK? 
The love bubble after the birth of a baby is something amazing – that cosy time when parents and children bond into a unit is absolutely priceless. However, if the mother is working fulltime, this invaluable period of caring for a new baby has to be cleared with her employers. Give notice of your pregnancy as soon as you can (a three-month waiting period is normally recommended) and work with your employer to ensure that the handover goes smoothly. Additionally, you may be able to get access to maternity benefits if you have been contributing to the Unemployment Insurance Fund (UIF), so make a point of looking into it. 

ARE WE COVERED FOR UNFORESEEN CIRCUMSTANCES AT BIRTH? 
No-one likes to expect the worst, but it always pays to be prepared for all eventualities. Insurance providers like MiWayLife offer policies that cover what your love can't. The MiLittleLife birth benefit has been designed to give parents peace of mind in the form of a safety net that helps to secure their baby's future. Safeguard your newborn against some of the most common and severe birth complications by taking out cover of between R20 000 and R180 000 that will automatically convert into a child benefit when the baby is born. Find out more here. 

WHAT IS OUR CHILDCARE PLAN? 
Will the mother be going back to work, or remain at home to take care of the child? If so, how will you make up for the reduction in household income? In cases where the mother will be returning to work after maternity leave, you need to figure out who will take care of the baby when they’re at work. Do you have a grandmother or other relative who can step in? Or will you get a nanny or enrol your baby in a creche? Weigh your options carefully and make the choice that works best for your family. 

There you have it – three very important things every parent should consider when they’re expecting a new baby. Keep an eye on the blog in coming weeks and months as we share more insight into on love, life and relationships. In the meantime, feel free to get in touch with a MiWayLife representative if you would like to learn more about their life insurance offering. 


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