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3 TOUGH CONVERSATIONS EVERY COUPLE SHOULD HAVE

September 15, 2019
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Cosying up with your partner to have a fat chat is one of the lovely perks of being in a relationship. It’s such a wonderful feeling to share with someone you love, don’t you think? However, if you’re in a committed relationship, it might be time to make time for a few tough conversations we all tend to avoid. 

Here are three big questions you need to ask your partner:  

DO YOU WANT CHILDREN? 
This is a particularly tough conversation that should be had as soon as things start to turn serious in any romantic relationship. As soon as you start talking about moving in together or firming up your relationship in any way that requires a fair amount of commitment, you need to check in about ‘the kid thing’. It’s a very polarising issue – either you want children, or you don’t. Check in with your partner whether their philosophy matches your own before you start making big promises. There is nothing that will derail a relationship faster than a difference of opinion about deal breakers of this magnitude. 

DO YOU GO FOR REGULAR MEDICAL CHECKUPS?  
The older we get, the more likely we are to get aches, pains and other bodily maladies in places we never had them before. This is why it’s so important to ensure that both you and your partner go for regular check-ups to ensure that everything is still in working order. Ideally, you want to have at least your your eyes, skin, teeth and reproductive organs examined once a year to make sure that nothing is amiss. 

DO YOU HAVE LIFE INSURANCE IN PLACE? 
Another cringy question that needs asking is ‘do you have life insurance?’ This one can wait until you’re engaged or getting ready to take a look at your combined financial planning, but when it does get to the Rands-and-cents stage, make sure to enquire about your partner’s life insurance. At this point, you may also want to discuss whether you add one another as beneficiaries of your life policies. This is a good way to ensure that both you and your partner will be able to take care of your financial responsibilities if something unforeseen should happen. 

Providers like MiWayLife offer comprehensive policies, such as this 4-in-1 policy with only one monthly premium. This innovative concept provides life and funeral cover for the policy holder, funeral cover for their extended family, as well as a terminal illness accelerator. This means that some or all of their life cover can be paid out if they should become ill with a critical illness like cancer, stroke, kidney failure, paralysis, etc. You are also able to add multiple beneficiaries to a single policy if you have various people who depend on you financially. 

There you have it – three tough conversations you need to have with your partner if you want your long-term relationship to stay on an even keel. Keep an eye on the blog in coming weeks and months as we share more insight into on love, life and relationships. In the meantime, feel free to get in touch with a MiWayLife representative if you would like to learn more about their life insurance offering. 


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