BUYING A HOUSE TOGETHER? HERE ARE 3 THINGS TO CONSIDER
November 08, 2018
Buying a house together as a couple is a huge milestone. Stepping into your dream home after months of spending your weekends in open houses and browsing homes for sale online can be a dream come true. Imagining the memories you’ll make in a new space that you own with your partner is one of life’s most singular pleasures. However, there are a few things you need to check before you sign on the dotted line.
Here are three things you should be ready for when buying a house with your partner:
GETTING LIFE INSURANCE TO COVER YOUR BOND
We all know that it’s important to get insurance on our homes and its contents, but did you realise that you need life insurance to cover your bond when you buy a house? This is so that the bank has security on their loan – they know that if you pass away, the money will be available to pay back their loan. Of course, life insurance doesn't just protect the bank. It protects your family too; if anything happens to you, your insurance will cover the remaining bond and your dependents will be able to keep the house, either to live in or to sell and downsize. MiWayLife
offers an excellent 4-in-1 life insurance policy with only one monthly premium.
AMENDING YOUR WILLS TO REFLECT YOUR NEW ASSET
Whether you are married or living together, purchasing an asset together is a rather big deal. As such, it has to reflected in your will and testament, so there is absolutely clarity about ownership and succession in the event that you or your partner should pass away. MiWayLife now offers will services – get in touch to learn more about their excellent offer.
SAVING UP FOR UNFORESEEN EVENTUALITIES
When you buy a house, be prepared to incur expenses over and above the price of the actual house. There are many other ‘hidden’ costs that crop up along the way. This includes the rates of the transfer lawyers, bond lawyers, as well as the municipal transfer. Furthermore, once you’ve moved into your new home, you may notice a few things that need tending to – a little mould here, an aircon tune-up there. In short, it’s best to have some savings in reserve when you jump in.
Having these three things in place when you purchase a home with your partner will give you the peace of mind to enjoy the process from start to finish. Keep an eye on the blog in coming weeks and months for more expert advice on making wise choices for your relationship. In the meantime, remember to live life to the full and enjoy every moment you have with one another. Life is short and there is no greater joy than sharing it with the people you love.
You may be wondering why you're seeing MiWayLife information on Date Night Ideas? Here's why!
1. Pricey insurance premiums eating into your Date Night budget? MiWayLife offers exceptional premiums with excellent coverage. Pay less, date more...
2. Home is where the heart is. MiWayLife
offers comprehensive coverage solutions that allow you to focus on the living life to the fullest with your loved ones, knowing you're covered in case the unexpected happens.
3. You should be able to be bold & daring. MiWayLife insurance packages are tailormade for adventurous couples who like to carpe that diem, but would like to feel safe while doing so.
4. Fear shouldn't hold you back as a couple. When you have a safety net in place, it's easier to live life to the fullest. MiWayLife insurance packages provide the peace of mind you need to thrive as a unit.
5. Savvy couples take care of the grownup stuff first. We're all about romance and adventure, which is why we want you to choose an insurance provider like MiWayLife
to keep the home fires burning while you're off exploring that great big world out there!
“No matter what has happened. No matter what you’ve done. No matter what you will do. I will always love you.
I swear it.”
––Defiance by C.J. Redwine
“I wanted to tell you that wherever I am, whatever happens, I’ll always think of you, and the time we spent
together, as my happiest time. I’d do it all over again, if I had the choice. No regrets.”
––Boundless by Cynthia Hand
“And in her smile I see something more beautiful than the stars.”
––Across the Universe by Beth Revis
“It’s one thing to fall in love. It’s another to feel someone else fall in love with you, and to feel a
responsibility toward that love.”
––Every Day by David Levithan
“I love you the way a drowning man loves air. And it would destroy me to have you just a little.”
––The Crown of Embers by Rae Carson
“I’m in love with you, and I’m not in the business of denying myself the simple pleasure of saying true things.
I’m in love with you, and I know that love is just a shout into the void, and that oblivion is inevitable,
and that we’re all doomed and that there will come a day when all our labor has been returned to dust, and
I know the sun will swallow the only earth we’ll ever have, and I am in love with you.”
––The Fault in Our Stars by John Green
“I never loved you any more than I do, right this second. And I’ll never love you any less than I do,
right this second.”
––Beautiful Creatures by Kami Garcia, Margaret Stohl
“Sometimes I can’t see myself when I’m with you. I can only just see you.”
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“I am catastrophically in love with you.”
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“I knew the second I met you that there was something about you I needed. Turns out it wasn’t
something about you at all. It was just you.”
––Beautiful Disaster by Jamie McGuire