3 GROWN-UP THINGS EVERY COUPLE SHOULD ADDRESS
November 08, 2018
Let’s be honest, in our minds we are all still 18, carefree and not even remotely ready to tackle the adult stuff. This is why we are more inclined to spend our hard-earned money on fun things like romantic getaways, new tech toys or a wardrobe update than we are to put it towards grudge purchases like life insurance or drawing up a will.
However, when you’re sharing your life with someone, or have the privilege of having children in your care, it becomes necessary to put certain measures in place to ensure that everyone is taken care of in the event that something unforeseen should happen.
WILL & TESTAMENT
Whether you are legally married or engaged in a common-law or cohabitation relationship with your partner, the need for a will and testament is indisputable. Besides division of assets, the subsequent guardianship of minors and the division of real property, this is also the document you’ll use to stipulate what your wishes are in the event that you should be permanently incapacitated without the hope of getting well.
While you're making plans for the new year, make sure to include life insurance on your do-to list so you have peace of mind that your family is covered should anything unfortunate happen to you during the course of 2018. With their reimagined product offering MiWayLife
is ensuring that everyday South Africans have access to comprehensive life and funeral cover. As standard, policyholders are able to cover spouses, siblings, in-laws, nephews, nieces, cousins and other members of their extended family - all with only one reduced monthly premium.
The time to start saving for your golden years is now. No-one wants to be dependent on their family or children when they can no longer work or have to retire. Whether you choose to invest in a retirement annuity (which provides a sizeable tax break every year), or enrol your savings in a long-term interest-bearing account is up to you – just start putting something away each month ASAP.
These are three of the most important grown-up things every couple should address in 2018. Brace yourself for the red tape, grit your teeth and get it done. The peace of mind you’ll enjoy knowing that you and your loved ones are safeguarded against the unexpected will make it all worth it in the end.
“No matter what has happened. No matter what you’ve done. No matter what you will do. I will always love you.
I swear it.”
––Defiance by C.J. Redwine
“I wanted to tell you that wherever I am, whatever happens, I’ll always think of you, and the time we spent
together, as my happiest time. I’d do it all over again, if I had the choice. No regrets.”
––Boundless by Cynthia Hand
“And in her smile I see something more beautiful than the stars.”
––Across the Universe by Beth Revis
“It’s one thing to fall in love. It’s another to feel someone else fall in love with you, and to feel a
responsibility toward that love.”
––Every Day by David Levithan
“I love you the way a drowning man loves air. And it would destroy me to have you just a little.”
––The Crown of Embers by Rae Carson
“I’m in love with you, and I’m not in the business of denying myself the simple pleasure of saying true things.
I’m in love with you, and I know that love is just a shout into the void, and that oblivion is inevitable,
and that we’re all doomed and that there will come a day when all our labor has been returned to dust, and
I know the sun will swallow the only earth we’ll ever have, and I am in love with you.”
––The Fault in Our Stars by John Green
“I never loved you any more than I do, right this second. And I’ll never love you any less than I do,
right this second.”
––Beautiful Creatures by Kami Garcia, Margaret Stohl
“Sometimes I can’t see myself when I’m with you. I can only just see you.”
––Tiger Lily by Jodi Lynn Anderson
“I am catastrophically in love with you.”
––Clockwork Princess by Cassandra Clare
“I knew the second I met you that there was something about you I needed. Turns out it wasn’t
something about you at all. It was just you.”
––Beautiful Disaster by Jamie McGuire